Stripe Alternatives for 2025: In-Depth Guide and 8 Options

Stripe Alternatives for 2025: In-Depth Guide and 8 Options

Katie Stephan • Sr. Content Strategist

Estimated read time: 18 minutes, 54 seconds

Most Stripe alternatives fall into one of two categories: payment processors, or a billing solution that covers payment processing and other aspects of billing such as fraud detection, checkout, and more.

For digital-first businesses, the easiest way to manage all aspects of billing is to choose a solution that acts as your merchant of record (MoR). A billing solution that acts as your MoR gives you access to multiple payment processors (which lets you accept more payment methods and is useful when accepting payments globally) while taking on the liability of all transactions. An MoR also handles chargebacks, fraud prevention, tax audits, legal compliance, and more.

When selling physical goods and services (online or in person), various Stripe alternatives built for physical goods payments (such as Amazon Pay, Square, etc.) can provide payment processing, order fulfillment, financing options, and more.

In this guide, we compare eight of the best Stripe alternatives in each of these categories. Since our expertise is in providing MoR services to digital-first companies, we’ll start with an in-depth review of our solution, FastSpring.

Table of Contents

Note: Information in this article was validated at time of publishing and is subject to change.

All-In-One Payment Solutions (MoRs) for Digital-First Businesses

Most companies using Stripe know it’s more than just a payment processing platform. The system can require add-ons and is complex, often lacking certain key features.

For example, Stripe advertises subscription management features; however, many companies end up integrating with services like Chargebee or Recurly for complete functionality.

Often, digital goods businesses have a payment tech stack of over a dozen tools for:

Choosing a payment processing solution that also acts as your MoR resolves these issues.

FastSpring Is an International Payment Solution

FastSpring has acted as an MoR for global software and video game companies for over 20 years. Examples of how FastSpring helped SaaS and software companies:

Next, we’ll take a deep dive into a few of FastSpring’s billing solutions.

Leverage Multiple Payment Processors to Increase Revenue

Many digital-first companies initially think they need just one payment processor. However, most eventually require more to:

FastSpring supports multiple payment processors specializing in global transactions.

Prevent Fraudulent Transactions Without Blocking Valid Transactions

FastSpring partners with Sift for advanced risk analysis and fraud protection, ensuring your fraud protection evolves to provide better security and approval rates.

Avoid High Fines and Penalties by Letting FastSpring Handle Local Legal Compliance for You

FastSpring manages the entire process of calculating, collecting, and remitting global sales and consumption taxes.

FastSpring is compliant with the EU General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

Manage Everything From Checkout to Subscriptions in One Platform

FastSpring allows companies to manage all aspects of digital goods billing directly from their dashboard.

Custom, Localized, and Optimized Checkout Experience

FastSpring gives full control over your checkout process with their Store Builder Library (SBL). They provide a range of checkout options catering to different customer needs, all while supporting multiple languages and currencies.

Subscription Management

FastSpring enables various subscription setups without code, encompassing automatic billing, trial setups, and automatic failure handling.

Dunning Management

FastSpring handles all failed payments and customer notifications on your behalf, ensuring a tailored dunning process without burdening your team.

Reporting and Analytics

FastSpring’s Reporting and Analytics suite provides businesses with essential KPIs and insights.

One Simple Pricing Model; All the Benefits

FastSpring manages your entire digital goods billing process for one flat rate, giving you comprehensive access to features without additional software costs.

Paddle: Payment Infrastructure Platform

Paddle acts as an MoR for SaaS and software companies, offering multiple payment gateways and comprehensive billing management tools.

Verifone: Formerly 2Checkout

Verifone supports small to medium-sized businesses, offering a range of payment services, including subscription management and POS solutions.

Stripe Alternative Billing Software for Selling Physical Goods and Services

Square: Popular Payment Platform for Startups

Square allows companies to accept payments from online and in-person transactions with a variety of business management tools.

PayPal for Business: Available on Major Ecommerce Platforms

PayPal enables online payment processing for various businesses, including robust integrations with major ecommerce platforms.

Authorize.net: For Merchants and Small Businesses

Authorize.net supports payment processes through various channels, including mobile and ACH transactions.

Adyen: Robust Financial Technology Platform

Adyen provides end-to-end payment processing and financial management solutions.

Amazon Pay: Payment Service and Order Fulfillment

Amazon Pay allows customers to use their Amazon account payment information on your website, offering a seamless checkout experience.

Need a Stripe Alternative for Your SaaS, Software, Video Game, Mobile App, or Other Digital Product?

Let FastSpring help manage global payments efficiently from a single platform.